Patent Pending
Defensive patents, published as prior art.
Protocol Wealth, LLC has filed three provisional patent applications with the United States Patent and Trademark Office (USPTO) — and published the underlying architectures as open source under the Apache License 2.0. We hold these filings defensively: to establish formal prior art and keep the patterns usable by every firm, not to restrict anyone.
pwos-core (PW-PROV-001)
USPTO #64/034,215 Compliance-First AI Operating System with Per-User PII Guard Pipeline and Immutable Audit Trail for SEC/FINRA-Regulated Financial Advisory Services
A compliance-first AI operating system: a multi-layer PII guard pipeline that scans and redacts client data before it leaves the local execution environment, and an append-only, hash-chained audit trail meeting SEC Rule 204-2 books-and-records requirements.
Provisional application · filed April 9, 2026 · Patent Pending (a pending placeholder, not an issued patent).
nexus-core (PW-PROV-002)
USPTO #64/034,229 Compliance-First Quantitative Research Engine with Multi-Signal Regime Detection, Systematic Asset Scoring, and AI Tool Orchestration via Model Context Protocol for SEC/FINRA-Regulated Financial Advisory Services
A compliance-first quantitative research engine: multi-signal macroeconomic regime detection, systematic asset scoring, and AI tool orchestration exposed to any client via the Model Context Protocol (MCP).
Provisional application · filed April 9, 2026 · Patent Pending (a pending placeholder, not an issued patent).
pwplan-core (PW-PROV-003)
USPTO #64/082,241 Privacy-by-Construction Financial Planning System with PII-Free Compute Plane, Opaque Subject References, and Regime-Adaptive Projection for Regulated Financial Advisory Services
A privacy-by-construction financial-planning system in which the planning compute plane never receives personally identifiable information by construction (opaque subject references and non-identifying derived attributes), with regime-adaptive projection, separating a public PII-free compute plane from a firm-side production plane.
Provisional application · filed June 4, 2026 · Patent Pending (a pending placeholder, not an issued patent).
What "defensive" means here
Each application is published as Apache-2.0 prior art, and each repository carries a
PATENTS file with a non-assertion pledge. Under
the Apache 2.0 license, anyone who uses the software receives an automatic, perpetual,
royalty-free patent grant; that grant terminates only for a party that initiates
patent litigation over the work. The filings exist to prevent a third party from
patenting these patterns and restricting their use by independent advisers — not to
give Protocol Wealth leverage to take them back later.
Open Invention Network
Protocol Wealth LLC is a signed Open Invention Network (OIN) 2.0 Licensee in its own name — the world's largest patent non-aggression community. As a member, Protocol Wealth agrees not to assert patents against Linux System components, and OIN members agree not to assert patents against Protocol Wealth.
What this page is — and is not
This page describes Protocol Wealth's defensive patent posture and open-source
licensing for informational purposes. Provisional applications are pending placeholders,
not issued patents, and an application number does not represent a granted patent. This
page is not legal advice and not an offer to license. For the authoritative records, see
each repository's PATENTS and
NOTICE files and the USPTO Patent Center links
above. Read more about why we publish source code on our
open-source page.