Wealth Management for Innovation & Growth

Institutional discipline meets emerging technology expertise. We build portfolios designed for growth, disruption, and structural shifts.

What Makes Us Different

Three things set Protocol Wealth apart

Experience

Our team brings backgrounds from Merrill Lynch, Deloitte, Fidelity, and hedge funds. We've managed portfolios through multiple market cycles.

Innovation Focus

We understand both traditional markets and emerging technologies—giving you access to the full investment landscape, not just one piece of it.

Growth & Income

Whether you're building wealth or generating income, we design portfolios that match your stage of life and financial goals.

Investment Capabilities

A unified strategy built on three distinct pillars.

THE FOUNDATION

Core Growth & Income

Global equities, fixed income, and tax-efficient structures. We build the foundation with diversified, liquid exposure to global markets — focusing on quality compounders and dividend growth strategies designed to help preserve and grow capital over time.

For: All clients

Fee: 0.50% – 2.00% AUM

THE OPPORTUNITY

Strategic Innovation

Targeted exposure to sectors we believe are driving long-term secular change: semiconductors, AI infrastructure, cybersecurity, and energy transition. Includes access to private equity and venture capital for qualified investors.

For: Growth-oriented investors

Fee: Included in AUM or project-based for private deals

THE FRONTIER

Digital Assets Optional

Regulated access to digital assets including Bitcoin and Ethereum for investors seeking portfolio diversification and exposure to emerging blockchain technology. Held at qualified custodians with institutional-grade security.

For: Qualified allocators

Fee: 2.00% AUM ($500/mo min) or $500/mo for active onchain

*All investments involve risk, including the potential loss of principal. Private equity, venture capital, and digital assets involve substantial risk and are suitable only for investors who can bear the loss of their entire investment.

Investment Philosophy

The Infrastructure Thesis

Historically, significant wealth has been generated by those who invested in infrastructure layers — railroads in the 19th century, the electric grid and telecommunications networks in the 20th.

We believe compute power, energy infrastructure, and blockchain networks may play a similar foundational role in the decades ahead.

Our approach seeks to identify and invest in what we view as the infrastructure layers of the evolving economy — not by predicting which applications will win, but by focusing on the underlying networks and systems they may depend on.

"We don't just look at P/E ratios. We consider how structural shifts create both risk and opportunity — and position portfolios accordingly."

*This reflects our current investment thesis and is subject to change. Past performance is not indicative of future results.

Asset Value Over Time
Traditional ViewLinear Depreciation
Innovation RealityAccelerating Change

The gap between accounting value and real-world utility widens as technology accelerates.

*Hypothetical illustration for educational purposes only. Does not represent actual investment performance or guarantee future results.

Accelerating

Technology cycles are compressing, creating both risk and opportunity

90%

Of S&P 500 market value is now in intangibles*

*Multiple studies confirm this structural shift:

Ocean Tomo (2020): Intangibles rose from 17% (1975) to 68% (1995) to 90% (2020) of S&P 500 value

Brand Finance GIFT™ (2024): Global intangible value reached $79.4 trillion, up 28% YoY

Brand Finance GIFT™ (2025): Record $97.6 trillion globally; U.S. market at 78% intangibility

Transparent Pricing

Clear, competitive fees aligned with fiduciary standards.

Investment Management

Discretionary portfolio management with ongoing monitoring and rebalancing.

Traditional Wealth Management
0.50% – 2.00%

AUM, billed monthly in arrears

Stocks, bonds, ETFs via Schwab, Altruist, Interactive Brokers

Digital Asset Management
2.00% AUM

$500/month minimum

Qualified custody via Anchorage Digital Bank, BitGo Trust Company

Onchain Active Management
$500/mo or 2.00%

Monthly in arrears

DeFi, staking, yield via Fordefi MPC wallet

Advisory & Consulting

Non-discretionary advice and strategy. You retain custody and decision authority.

Monthly Retainer
Commencing at $1,000/mo

$1,000 – $3,000/month typical

Ongoing advisory, planning, portfolio reviews

Project Engagement
Scoped per engagement

Up to $100,000 based on complexity

Treasury policy, custody architecture, token planning

Fees based on relationship scope and complexity. Full fee schedules, billing practices, and potential conflicts of interest disclosed in our Form ADV Part 2A.

Account Minimums
Onchain DeFi: $500/month minimum (covers up to $300K AUM)
Investment Management: No stated minimum (based on service fit and complexity)
Advisory Retainer: $1,000/month (ongoing advisory, planning, and portfolio reviews)

Who We Serve

Specialized expertise for clients navigating both traditional and digital markets.

Corporate Treasury
Digital Asset Balance Sheet Management

Companies holding Bitcoin, Ethereum, or stablecoins on their balance sheet. We provide the governance infrastructure your board and auditors require.

  • Investment policy development
  • Custody architecture and vendor selection
  • GAAP-compliant reporting support

Engagement: Monthly Retainer or Project
Fee: Commencing at $1,000/month

Protocol Founders
Token Wealth Diversification

Founders and early team members with concentrated token holdings. We help you diversify into traditional assets while managing tax and liquidity constraints.

  • Tax-efficient liquidation strategies
  • Lock-up and vesting schedule management
  • Estate planning for digital assets

Engagement: Investment Management (AUM) or Retainer
Fee: 0.50% – 2.00% AUM or from $1,000/month

Family Office & Private Wealth
Multi-Generational Wealth Strategy

Business owners and families with complex asset structures spanning traditional investments, digital assets, and real property.

  • Strategic asset allocation across all holdings
  • Digital estate architecture and key succession
  • Next-generation education and governance

Engagement: Monthly Retainer or Project
Fee: Scoped to complexity

Digital-Native Investors
Institutional-Grade Crypto Access

Accredited investors seeking fiduciary-grade access to digital assets with proper custody, reporting, and risk management.

  • Diversified digital asset portfolio construction
  • Qualified custody with institutional security
  • Staking and yield strategy implementation

Engagement: Investment Management (AUM)
Fee: 2.00% AUM ($500/month minimum)

These profiles are illustrative. Individual circumstances vary. Past performance does not guarantee future results.

Our Approach May Be Right For You If...

Protocol Wealth is built for clients who value efficiency, innovation, and a collaborative advisory relationship. Our technology-forward model works best for those who:

Prefer digital communication and virtual meetings over in-person appointments
Are comfortable reviewing statements, reports, and documents electronically
Want advisors who understand both traditional markets and emerging technologies
Seek a partnership focused on strategy and outcomes, not social events

We may not be the right fit if you prefer paper statements, require frequent in-person meetings, or are looking for an advisor who hosts client appreciation events. We focus our resources on research, technology, and direct client service.

We typically work with clients who meet the SEC's accredited investor criteria, though this is not a strict requirement for all services. Contact us to discuss your situation.

Estate Planning for the Digital Era

Protecting wealth that exists both in the physical and digital worlds

Traditional Planning

Wills, trusts, insurance, and tax strategies

Digital Legacy

Digital wallets, online accounts, intellectual property, and tokenized assets

For Businesses

Corporate Digital Treasury

Your CFO knows how to manage cash. But digital assets require a different operating system. Protocol Wealth acts as your specialized advisor, bridging traditional treasury and the onchain economy.

  • Investment Policy Statement for digital assets
  • GAAP-ready reporting & audit support
  • Custody vendor selection & governance design

Fractional Chief Digital Investment Officer

Leadership Team

Managing Partners — SEC-Registered Fiduciary Advisors

Adam Blumberg, CFP®
Managing Partner, CCO & AML Officer
CFP®
ComplianceEducationSpeaker

Featured in CoinDesk, WealthStack, Phil Bak Podcast

Speaker: Consensus

Founder: Interaxis (Crypto Education)

Nick Rygiel, CFP®, MBA
Managing Partner, CTO & CISO
CFP®MBA
Ex-DeloitteEx-Merrill LynchNavy Veteran

Featured on VIDA Podcast, OneFund, Lumida Wealth Podcast

Technology, Research & Portfolio Management

Jason Leupold, CAIA, MBA
Managing Partner, Chief Investment Officer
CAIAMBASeries 7/55/66/3
Ex-FidelityQuantmental StrategiesDerivatives

361 Capital, Arches Capital, Amplifi Liquidity

Team of Teams Coverage: Every client relationship is covered by at least two advisors. We utilize Hadrius for compliance archiving and Wealthbox for CRM to ensure continuity.

Institutional Infrastructure

Your assets are held at established, regulated custodians—never with Protocol Wealth directly.

Traditional Asset Custodians
Charles SchwabAltruistInteractive Brokers

SIPC-insured brokerage accounts

Digital Asset Custodians
Anchorage Digital BankBitGo Trust CompanyFordefi

Qualified digital asset custodians

Technology & Compliance Stack
Wealthbox (CRM)Hadrius (Compliance Archiving)Coincover (Disaster Key Recovery)Nexus Mutual (Risk Management)

Enterprise-grade infrastructure for operations and compliance

Ready to Build Your Future?

Schedule a consultation to discuss how we can help you navigate both traditional and digital markets.