Protocol Wealth

SEC-Registered Investment Adviser

Wealth Architecture
for the Transition

We manage the convergence of Artificial Intelligence, Digital Assets, and Generational Wealth. The world is shifting from human-scale to agent-scale. We ensure your legacy makes the leap.

Protocol: Redefined for Two Eras

The Last Decade

"Protocol" meant blockchain—moving value without intermediaries. Bitcoin, Ethereum, and decentralized networks transformed how we store and transfer wealth.

The Next Decade

"Protocol" means the rules of engagement for AI Agents—moving intelligence without friction. Autonomous systems need payment rails (crypto) to execute tasks. We manage both.

Traditional Foundations

TradFi

Expertise

Financial Planning, Estate Strategy, Tax Optimization, Public Markets (Equities, Fixed Income, Alternatives), Structured Products

Institutional discipline meets personalized service. Time-tested strategies for capital preservation and generational wealth transfer.

Digital Capabilities

DeFi

Expertise

Onchain Asset Management, MPC Custody Architecture, DeFi Yield Engineering, Protocol Due Diligence, Tokenized Securities

Institutional-grade infrastructure for digital asset allocation. Secure, compliant access to emerging onchain markets.

The Balanced Workflow

Technology enables precision. Experience guides strategy. Together, they create superior outcomes.

Data Aggregation

Technology aggregates your complete financial picture across all accounts and asset classes

TECH ENABLED

Strategic Design

Experienced professionals leverage deep expertise to architect your personalized wealth strategy

HUMAN EXPERTISE

Precise Execution

Advanced systems implement trades with institutional-grade efficiency and accuracy

TECH ENABLED

Our Perspective

Investing in Utility, Not Just Hype

The Railroad Thesis: History as Our Guide

We believe we're living through a Phase Transition—as significant as the shift to electricity or the internet. But history teaches us a crucial lesson:

The builders of infrastructure often bust. The users create the empires.

In the 1800s, railroad speculation created massive bubbles. Most railroad companies failed. But the businesses that used the railroads—Sears, Standard Oil, U.S. Steel—built generational fortunes.

Whether it's DeFi protocols, AI models, or blockchain infrastructure, we don't just bet on who builds the tracks. We invest in the businesses using those tracks to move the world faster.

Our job: Separate the Bubble from the Utility. Identify who's building real value vs. who's just riding the hype cycle.

What We Orchestrate

Beyond Asset Management—Legacy Architecture

The Future of Value

We navigate onchain economies not just as speculation, but as the future payment rails for the AI economy. Digital assets become infrastructure.

• Bitcoin & Layer 1 protocol allocation

• DeFi yield engineering with institutional diligence

• Tokenized securities & real-world assets

• MPC custody architecture & self-custody strategy

Legacy Orchestration

The next generation won't just inherit money—they'll inherit complexity. We prepare your heirs to be architects, not just beneficiaries.

• Multi-generational wealth transfer strategy

• Education programs for digital-native heirs

• Trust structures for traditional & onchain assets

• Tax optimization across jurisdictions & asset types

Strategic Allocation Design

Your portfolio isn't a template—it's architecture. We build allocations that adapt as markets, regulations, and technologies evolve.

• Flexible allocation across TradFi & DeFi (0-100%)

• Quantitative & fundamental (Quantmental) strategies

• Options, futures, and structured products

• Alternative investments & real assets

The Agent Economy

AI Agents are already managing supply chains, trading markets, and allocating capital. Are you positioned for a world where your portfolio competes with algorithms?

• AI-aware investment framework

• Protocol advisory for onchain automation

• Positioning for agent-driven market dynamics

• Human judgment + machine precision

The Expanded Asset Allocation Landscape

Diversification Across a Broader Spectrum

Flexible Portfolio Construction

Your portfolio allocation is tailored to your unique circumstances, risk tolerance, and financial objectives. Some clients hold primarily traditional assets. Others diversify significantly into digital markets. Many integrate both.

Traditional Assets

  • Global Equities & Fixed Income
  • Alternative Investments
  • Real Assets & Commodities
  • Structured Products

Digital Assets

  • Bitcoin & Layer 1 Protocols
  • DeFi Yield Strategies
  • Tokenized Securities
  • Emerging Onchain Infrastructure

Allocations range from 0-100% across asset classes, managed with a fiduciary standard of care.

Leadership

Founding Partners

All founding partners are SEC-registered Financial Advisors with dual expertise in Traditional Finance and Onchain Investment Advisory, bringing comprehensive wealth management capabilities across both asset classes.

Nick Rygiel, CFP®, MBA

Managing Partner & CTO

Systems Engineering, Infrastructure, Equity Research & Innovation Portfolio Models

Jason Leupold, CAIA, MBA

Managing Partner & CIO

Quantmental Strategy, Hedge Fund Operations, Investment Policy Statements, ISDA & A1 Agreement Coordination, Trading & Onchain Protocol Advisor

Adam Blumberg, CFP®

Managing Partner & CCO

Compliance & Governance, Educator, Family Office & Corporate Treasury Advisor

How We Work

Experience drives strategy. Professional networks create opportunity. Technology amplifies execution.

Experience & Wisdom

Decades of combined advisory experience guide every client relationship and investment decision

HUMAN INSIGHT

Professional Network

Deep relationships across custody providers, protocols, and institutional partners unlock opportunities

CONNECTIONS MATTER

Technology Utilization

Modern tools for portfolio management, data aggregation, and execution drive the next generation of wealth advisory, investment management, and wealth management.

INNOVATION ENABLED

We're experienced professionals leveraging innovation to advance financial advisory, investment management, and wealth management. The combination of human judgment, industry relationships, and cutting-edge technology creates a practice built for today's complex markets.

The Transition Is Happening Now

AI Agents are already writing code, managing logistics, and executing trades. Digital assets are becoming payment infrastructure. The question isn't whether to adapt—it's whether you'll be early or late.

Protocol Wealth exists for families and individuals who recognize:

  • Traditional portfolios won't capture the next decade of growth
  • Digital assets require expertise, not gambling
  • Generational wealth means preparing heirs for complexity
  • The AI economy needs fiduciary guidance, not hype

Protocol Wealth, LLC. SEC Registered Investment Advisor.

Custody Partners — TradFi: Schwab, Altruist, Interactive Brokers | Digital Assets: Anchorage Digital, Tetra Trust, BitGo

Self-Custody Partners: Fordefi, L1.co, Safe{wallet}

Self-Directed IRAs: AltoIRA

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results.