One systematic process for every asset
Stocks, bonds, ETFs, and digital assets — scored through the same research-backed framework. SEC-registered fiduciary. Non-custodial. Open source.
How We Invest
There are far more analytical tools, data sources, and capabilities available today than even five years ago. We use them — but investment decisions still need human judgment, fiduciary accountability, and regulatory compliance. Technology helps us understand and explain. Humans decide.
What this looks like in practice
We classify the current market environment, score every potential holding against eight quality checks, and size positions based on conviction and conditions. Every step is documented and auditable. When the framework produces a signal that doesn't match reality, we document the correction transparently. The goal is a process you can verify, not a result you have to take on faith.
Choose Your Starting Point
Every client is different. Start with the track that matches your situation.
Honest Fit
As fiduciaries, our obligation is to meet your goals — not impose our biases. We're both traditional and forward-leaning, which isn't for everybody. If we're not the right fit, we'll say so.
Want a systematic, research-backed approach applied to all asset types — traditional and digital
Have concentrated equity or token positions that need structured diversification
Value transparency — our scoring is open source, our profiles are public, our process is documented
Are comfortable with a younger firm (formed 2025) that uses quantitative frameworks and technology
Want a second opinion on your current plan or portfolio
Conservative, passive wealth management? These fiduciary-only directories connect you with excellent advisors: XYPN, NAPFA, Let's Make a Plan.
Manage your own portfolio? Bogleheads is an outstanding community for self-directed, evidence-based investing.
Want a second opinion first? Schedule a consultation — we'll be honest about whether we're the right fit.
Conservative means different things to different people — it's not as simple as selecting a box. We think everyone could benefit from understanding their own behavioral biases and investment approach, regardless of which adviser they choose.
Built by Operators and Investors
Protocol Wealth itself is new — formed in 2025, consolidating three established practices effective January 2026. The people inside it aren't: 50+ years of combined industry experience, ~37 years FINRA/SEC-registered. Every founder's record is publicly verifiable on FINRA BrokerCheck and SEC IAPD.
FINRA/SEC-registered since May 2009 → MML Investors Services → Cambridge Investment Research Advisors → Chart Wealth Management RIA → Interaxis founder (2019) + PlannerDAO co-founder → Protocol Wealth CCO (2025 – present)
LinkedInFINRA-registered since February 2000 → Morgan Stanley → Crabel Capital systematic futures desks (buy-side, 2003 – 2009) → Robert W. Baird → Fintrust → IMST Distributors → Fidelity Personal & Workplace Advisors → Protocol Wealth CIO (2025 – present)
LinkedInFINRA-registered since December 2011 → Navy SWO (USS Porter DDG-78) → Deloitte (PKI identity) → Merrill Lynch VP/Senior Financial Advisor (Dec 2011 – Jul 2022) → founded Ironclad Financial RIA (Jul 2022) → Protocol Wealth (2025 – present)
LinkedInClient assets custodied at Charles Schwab, Altruist, and Interactive Brokers (SIPC-insured). Digital assets at Anchorage Digital Bank and BitGo (qualified custodians). Onchain DeFi positions utilize Fordefi MPC wallets — clients hold private keys with policy-based administrator approval.
Open Source, Compliance-First Technology
We build our technology in the open because regulated financial services deserve transparent, auditable infrastructure — not black boxes.
Three provisional patents filed defensively, so the patterns stay usable by every firm in the open-source community. Licensed under Apache 2.0.
Core compliance infrastructure is Apache 2.0 licensed. PII scanning, audit trails, and the safety layer that decides which AI tools are allowed to run, in what order, and with what approvals — available for any independent advisor to inspect, deploy, and build on.
Regulators should be able to inspect how AI handles client data. Advisors should own their tools, not rent them from vendors who change terms or sunset products on someone else's schedule. Any independent advisor working in their clients' best interests deserves access to compliance-aware technology — not just the firms that can afford to build it from scratch.
Ready to Start?
Schedule a complimentary consultation to discuss your situation.
Schedule a ConsultationProtocol Wealth, LLC is an SEC-registered investment adviser (CRD #335298). Advisory services are provided only under a signed advisory agreement. See Disclosures, Form ADV, and Form CRS. All investing involves risk, including the possible loss of principal.